Privacy Policy

Presidential Insurance Agency | www.presidentialins.com

Effective date: October 21, 2026

1. Introduction

Presidential Insurance Agency (“we,” “us,” or “our”) has served clients since 2001 as an independent insurance agency offering auto, home, life, and commercial insurance. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what information we collect through www.presidentialins.com (the “Website”) and in the course of our insurance services, how we use and share it, and the choices you have.

By using our Website or requesting our services, you acknowledge the practices described in this policy.

2. Information We Collect

Information you give us. When you request a quote, submit a contact form, schedule a call, or become a client, we may collect:

• Contact details such as your name, mailing address, email address, and phone number
• Date of birth and, where required for a quote or application, a driver’s license number or Social Security number
• Information about the property, vehicles, drivers, household members, or business you want to insure
• Current coverage, claims history, and loss history
• Employment and business information for commercial policies
• Financial information needed to process a policy or payment
• Anything else you choose to include in a message to us

Information from other sources. To prepare quotes and service your policies, we may receive information from insurance carriers, consumer reporting agencies (for example, motor vehicle reports, claims history reports, and credit-based insurance information where permitted by law), and other parties you authorize.

Information collected automatically. When you visit our Website, we and our service providers may automatically collect technical data such as your IP address, browser type, device type, operating system, pages viewed, referring website, and the date and time of your visit. This is typically gathered through cookies and similar technologies (see Section 6).

3. How We Use Your Information

We use personal information to:

• Provide insurance quotes and compare coverage options across carriers
• Place, bind, service, renew, and modify insurance policies
• Assist with claims and policy questions
• Communicate with you about your policies, renewals, billing, and service
• Respond to your inquiries and requests
• Send you information about our services, if permitted and subject to your opt-out choices
• Maintain and improve the security and performance of our Website
• Comply with legal, regulatory, and licensing obligations
• Detect and prevent fraud and other unauthorized activity

4. How We Share Your Information

We do not sell your personal information. We share it only as needed to run our business and serve you:

• Insurance carriers and underwriters. We submit your information to the carriers we work with so they can quote, underwrite, issue, and service your coverage.
• Service providers. Companies that help us operate, such as comparative rating and agency management software, email and communication tools, website hosting, analytics, payment processing, and document storage providers. They may use your information only to perform services for us.
• Reporting and verification agencies. To obtain reports needed for underwriting and rating.
• Legal and regulatory purposes. When required by law, subpoena, or regulation, to respond to requests from insurance regulators or other authorities, or to protect our rights, property, or safety and that of others.
• Business transfers. If our agency is involved in a merger, sale, or transfer of assets, client information may be transferred as part of that transaction, subject to applicable law.
• With your consent. In any other situation where you direct or authorize us to share it.

The insurance carriers we place your coverage with maintain their own privacy practices, and you will receive their privacy notices separately.

5. Nonpublic Personal Information and Federal and State Law

As a licensed insurance agency, we are subject to the privacy provisions of the Gramm-Leach-Bliley Act and applicable state insurance privacy laws, including the insurance information and privacy laws of Illinois and Arizona and their related regulations. Nonpublic personal financial and health information we collect in connection with an insurance transaction is used and disclosed only as permitted by these laws. We do not disclose such information to nonaffiliated third parties except as permitted by law to carry out your insurance transactions or with your authorization.

6. Cookies and Analytics

Our Website may use cookies, pixels, and similar technologies to keep the site functioning, remember your preferences, and understand how visitors use the site. You can control cookies through your browser settings, including blocking or deleting them, though some parts of the Website may not work properly if you do.

We may use third-party analytics tools (such as Google Analytics) that collect usage data on our behalf. These providers have their own privacy policies governing their use of that data. Our Website does not currently respond to “Do Not Track” browser signals.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, loss, misuse, or alteration. These include restricting access to client information to personnel and partners who need it to serve you. No method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security. For your protection, please avoid sending Social Security numbers, bank account numbers, or other highly sensitive details by ordinary email or through the Website’s general contact form. Call us instead, and we will arrange a secure method.

8. Data Retention

We keep personal information for as long as needed to provide our services and to meet legal, regulatory, tax, and record-keeping requirements. Insurance agencies are generally required to retain certain records for a set period after a policy ends. When information is no longer needed, we dispose of it securely.

9. Your Choices and Rights

• Marketing communications. You may opt out of marketing emails at any time by using the unsubscribe link in the message or by contacting us. We may still send you service-related messages about your policies.
• Access and correction. You may ask us what personal information we hold about you and request corrections to inaccurate information, subject to legal and carrier requirements.
• Deletion. You may request deletion of your personal information. We may be required to keep certain records for legal and regulatory reasons, and we will tell you if that applies.
• State privacy rights. Depending on where you live, you may have additional rights under state privacy laws. Information we collect that is subject to the Gramm-Leach-Bliley Act is generally exempt from some of those laws.

To make a request, contact us using the details in Section 13. We may need to verify your identity before acting on a request.

10. Children’s Privacy

Our Website and services are intended for adults. We do not knowingly collect personal information from children under 13 through the Website. If you believe a child has provided us with personal information, please contact us and we will delete it.

11. Third-Party Links

Our Website may link to third-party websites, including carrier portals, payment pages, and other resources. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised version on this page and update the effective date above. Material changes will be communicated as required by law. Your continued use of the Website after changes are posted means you accept the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or want to exercise your privacy choices, please contact us:

Presidential Insurance Agency 4912 N Lincoln Ave, Suite 102 Chicago, IL 60625 Phone: 773-274-5999 Email: bziya4@presidentialins.com Website: www.presidentialins.com