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Welcome to Presidential Insurance Agency
At times, the most expensive insurance policy is not always the best. Getting the best means working with an agent that you can rely on for the coverage your family needs at a price that works with your budget. The agents at the Presidential Insurance Agency work with clients throughout Illinois for their home, auto, commercial, and life insurance needs. They’ll go the extra mile to get the best coverage for an affordable price.
Home insurance protects families financially should anything unforeseen happen to damage or destroy the home. They include liability coverage for medical expenses in case anyone is injured while at the property. They also cover the home’s contents and personal possession such as furniture, electronics, and clothing. If the house is damaged and deemed unsuitable for living, the policy will cover additional living expenses such as hotels and meals until the home is repaired. While a homeowner’s policy will protect against damage from specific, severe weather events, it will also cover disasters such as theft or vandalism.
In Illinois, vehicle owners and drivers are required to have minimum liability insurance. This state-mandated coverage will pay expenses for the other person if you are found liable for an auto accident. It covers the other person’s vehicle repairs and medical expenses up to a certain amount. If their expenses exceed that amount, you are responsible for the overage. It will not pay for your vehicle repairs or medical bills. It’s important to talk with your agent about the options available to you. Policies with comprehensive, collision, and uninsured motorist coverage might be more appropriate.
At Presidential Insurance Agency, the agents want every customer to get reliable coverage for an affordable price. Use the online rating tools to get an idea about what’s available then visit our offices for more information. It’s quick and a good investment for your family or business. Meeting all of your insurance needs (home, auto, commercial, life) is why the professionals at Presidential Insurance Agency are the experts.